Thank you for using www.fintaar.ai (the "Website") or Mobile App. By using this Website or the mobile application named Smart Bharat app and Fintaar app available from the google play store or the apple app store (“Mobile App”), you are agreeing to be bound by the Terms of Use described below, so please read them very carefully. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE, YOU MAY NOT ACCESS OR USE THE WEBSITE. These Terms of Use are provided on behalf of Fintaar Technologies Private Limited.Thank you for using www.fintaar.ai (the "Website") or Mobile App. By using this Website or the mobile application named Smart Bharat app and Fintaar app available from the google play store or the apple app store (“Mobile App”), you are agreeing to be bound by the Terms of Use described below, so please read them very carefully. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE, YOU MAY NOT ACCESS OR USE THE WEBSITE. These Terms of Use are provided on behalf of Fintaar Technologies Private Limited.
Your privacy is very important to us. Our privacy policy explains
how we treat your personal information and protect your privacy when
you use our Website or Mobile App. We will not share or sell any of
your information with any third party, except as specifically
described in our privacy policy, which is hereby incorporated by
reference into these Terms of Use.
Information Sharing and Social Features You may have the opportunity
to share content or information, including, but not limited to, your
name, email address, or other information that you provide via the
Website or Mobile App, with other users of the Website or Mobile
App. By sharing information or content on the Website or Mobile App,
you expressly agree to all of the following:
1) You grant Fintaar Technologies Private Limited a non-exclusive,
transferable, sub-licensable, royalty-free, worldwide license to use
any information or content that you post on or in connection with
your use of the Website or Mobile App, subject to the privacy
provisions described in our privacy policy.
2) You understand that deleted content or information may continue
to exist on our servers or in backup copies that we maintain for our
own use.
3) You will not post content or take any action on the Website or
Mobile App that may constitute libel or slander, infringes or
violates someone else's rights, that is protected by any copyright
or trademark, or otherwise violates the law.
4) Content and information that you share will be available to other
users of our Website or Mobile App. You understand that such third
parties may access, use, store and transfer such content and
information and associate it with you.
5) You agree that you will not use the Website or Mobile App for
commercial purposes.
6) We may remove any content or information that you share on the
Website or Mobile App for any reason.
You agree that you will not use any device, software or routine to
interfere or attempt to interfere with the proper working of the
Website or Mobile App, or any transaction being conducted on our
Website or Mobile App.
Loan Pre-Registrations and Applications You may be presented
with the opportunity to pre-register and/or apply for a loan from
our partner RBI registered lending entities through the Website or
Mobile App. When pre-registering or applying for a loan on the
Website or Mobile App, you agree to provide current, complete, and
accurate information about yourself.
Your Account You may be required to create an Account to use
of the certain parts of the Website or Mobile App. We will also be
generating some links which are confidential and exclusively meant
for you. You may not disclose these links to any third party. If you
learn of any unauthorized use of your links or account, please
contact us immediately.
Changes and Modifications Fintaar Technologies Private Limited
reserves the right to temporarily or permanently modify or
discontinue the Website or Mobile App, or any portion of the Website
or Mobile App, for any reason, at our sole discretion, and without
notice to you. Fintaar Technologies Private Limited may also change the
Terms of Use from time to time without notice to you. Please review
these Terms of Use from time to time, because your continued access
or use of the Website or Mobile App after any modifications have
become effective shall be deemed your conclusive acceptance of the
modified Terms of Use.
Links This Website or Mobile App may contain links to
websites maintained by non-affiliated third parties. Such websites
may have Terms of Use, Privacy Policies, or security practices that
are different from those of Fintaar Technologies Private Limited. Fintaar
Technologies Private Limited does not endorse or recommend, and
hereby disclaims any liability for, any information or products
offered at such websites.
No Warranty Fintaar Technologies Private Limited does not
warrant the accuracy, adequacy or completeness of the information
provided herein and expressly disclaims liability for any errors or
omissions in such information. No warranty of any kind, implied,
expressed or statutory including but not limited to the warranties
of non-infringement of third party rights, title, merchantability,
fitness for a particular purpose, and freedom from computer virus
are given in conjunction with the information. Calculators and tools
on the Site provide you with ESTIMATES that may be different than
actual amounts.
Limitation of Liability You agree that all access and use of
the Website or Mobile App and its contents is at your own risk. In
no event shall Fintaar Technologies Private Limited be held liable for
any damages, including without limitation direct or indirect,
special, incidental, or consequential damages, losses or expenses
arising in connection with the Website or Mobile App or any linked
site or use thereof or inability to use by any party, or in
connection with any failure of performance, error, omission,
interruption, defect, delay in operation or transmission, computer
virus or line or system failure, even if Fintaar Technologies Private
Limited, or representatives thereof, are advised of the possibility
of such damages, losses or expenses.
Privacy Our privacy policy explains how we treat your
personal information and protect your privacy when you use our
Website or Mobile App. Our privacy policy is hereby incorporated by
reference into these Terms of Use.
Applicable Law You agree to abide by all applicable local,
state, national, and international laws and regulations in your use
of the Website or Mobile App. Our Website or Mobile App are
available only to individuals who are permitted to use it under
applicable law. If you do not qualify, please do not use our Website
or Mobile App. You agree to be solely responsible for your actions
and the contents of your transmissions through the Website or Mobile
App. You agree not to impersonate any person or entity or falsely
state or otherwise misrepresent your identity or affiliation with a
person or entity. You represent and warrant that you possess the
legal right and ability to enter into these Terms of Use and to use
the Website or Mobile App in accordance with these Terms of Use.
Unauthorized use of this Website or Mobile App, including but not
limited to unauthorized entry into Fintaar Technologies Private
Limited's systems, misuse of passwords, or misuse of any information
posted on a site, is strictly prohibited.
These Terms of Use shall be governed in all respects by the laws of
India, without regard to its provisions relating to conflict of
laws. You and Fintaar Technologies Private Limited agree to submit to
the personal and exclusive jurisdiction and venue of the High Court
of Mumbai. The failure of Fintaar Technologies Private Limited to
exercise or enforce any right or provision of the Terms of Use shall
not constitute a waiver of such right or provision. If any provision
of the Terms of Use is found by a court of competent jurisdiction to
be invalid, the parties nevertheless agree that the court should
endeavor to give effect to the parties' intentions as reflected in
the provision, and the other provisions of the Terms of Use remain
in full force and effect. You agree that regardless of any statute,
regulation, or law to the contrary, any claim or cause of action
arising out of or related to use of the site or the Terms must be
filed within one (1) year after such claim or cause of action arose
or be forever barred.
Please direct all questions or comments about these Terms of Use
to
contact@fintaar.ai
COPYRIGHT Fintaar Technologies Private Limited ALL RIGHTS RESERVED.
Fintaar Technologies Private Limited owns the copyright in all of the
information and material contained in this Website or Mobile App.
The contents of the website or Mobile App, including its "look and
feel" (e.g., text, graphics, images, logos, and button icons),
editorial content, notices, software (including HTML-based computer
programs), and other material are protected under both Indian and
foreign copyright, patent, trademark, and other laws. Your right to
use the Website or Mobile App is personal to you. You agree not to
reproduce, duplicate, copy, sell, resell, use or exploit for any
commercial purposes, the Website or Mobile App, or use of or access
to the Website or any information or technology obtained from the
Website.